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  • About
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  • Learning Center
    • Workshops
  • Resources
    • News
    • Calculators
  • Contact

Services

Left At Heritage Financial Advisory, we provide a wide range of services to help our clients achieve their dreams for the future. Right

Income Planning

Approaching retirement can be scary. You may be asking yourself, “Will I have enough?” “Will my family be provided for?” “Will I be able to live the life I want?” At Heritage Financial Advisory, our goal is to help you answer these questions and achieve a secure retirement. We do so by providing you with a steady stream of income in retirement through a combination of strategies that work together to meet your specific needs. We collaborate with you to establish specific goals and execute a strategy to achieve them.

We also conduct a thorough review of your Social Security benefits in order to optimize your payments and enhance your monthly income stream.

Investment Planning

We work with you to build a diversified portfolio that meets your current needs and goals for the future. We work to understand your specific challenges as well as your time horizon and risk tolerance as we determine the most appropriate investment mix to help you achieve your goals. We then incorporate a diversified mix of mutual funds, exchange-traded funds, individual stocks, fixed income and alternative investments, as appropriate. We continuously monitor and update your portfolio to help ensure it continues to meet the needs of your evolving life.

Tax Planning

Regardless of how diligent one is in selecting an investment allocation, taxes have the potential to significantly eat away at investment gains. That is why we view tax planning as a vital element of the planning process. We select tax-efficient investment alternatives whenever possible and harvest losses to offset gains.

Healthcare Planning

Healthcare costs are often one of the biggest expenses in retirement. Long-term care and other healthcare expenses can quickly drain your retirement savings. So how can you prepare? We help you identify opportunities to save and spend wisely on healthcare expenses. We also help you evaluate Medicare options and determine whether a supplemental plan makes sense give your specific situation and other retirement savings goals

Legacy Planning

We understand that planning for your financial future means more than providing for yourself. It also means supporting the people and causes most important to you. That is why we offer the services of an estate planning attorney to build a robust legacy strategy that is in line with your overall financial plan and goals for the future. We help you leave a financial legacy, help minimize estate taxes, and execute the appropriate trust and estate documents to carry out your wishes.

Heritage Financial Advisory, LLC (“HFA”) is a Registered Investment Advisor (“RIA”), located in the State of Florida. HFA provides investment advisory and related services for clients nationally. HFA will maintain all applicable registration and licenses as required by the various states in which HFA conducts business, as applicable. HFA renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. 00832412

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